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Getting an Investment Property Mortgage for Your Borrower

Commercial Mortgage
Posted on 
February 25, 2021

For brokers interested in closing small-balance commercial mortgages, one of the best place to get started is seeking out potential borrowers who own or are looking to purchase investment properties. The types of buildings borrowers tend to use as investment properties – think, mixed-use, multifamily, office, and retail spaces, in particular – are often popular with lenders. Therefore, working with these borrowers is a great opportunity for you to earn additional income.

Below is a selection of some of our blogs dedicated to helping brokers learn more about how to close these loans, as well as information about the most common types of investment properties.

Obtaining a Commercial Mortgage for Your Borrower’s Investment Property

In the small-balance commercial mortgage industry, it’s not uncommon for brokers to be contacted by investment property owners looking to secure financing for their buildings. Whether their collateral is a traditional investment property like a multifamily or apartment building or a more commercial building such as a small shopping center, it’s important for brokers to understand how to present the financing requests of these borrowers to commercial lenders. Click here to read more about what you’ll need to get started.

Securing a Commercial Mortgage for a Mixed-Use Investment Property

As a commercial mortgage broker, you’ll be working with plenty of borrowers who own or are looking to purchase investment properties. Mixed-use buildings are a particularly common property type for which borrowers will be seeking financing, and it’s important to know how to present these properties to small-balance commercial mortgage lenders. Click here to learn aboutwhat you’ll need to provide to a commercial mortgage for a mixed-use investment property.

Get Started Closing Multifamily Mortgages

For residential brokers looking to increase business by expanding their product offerings, small-balance commercial mortgages are a great option. And for brokers new to commercial mortgages, connecting with borrowers who need to finance multifamily properties is a great way to transition into the industry. Click here to read about why targeting the multifamily mortgage market is a smart move and learn more about how you can help borrowers obtain financing for these investment properties.

Expand Your Offerings with Small-Balance Multifamily Mortgages

As a residential mortgage broker, chances are you’re always looking for ways to increase your revenue. If this is the case, you’re in luck: there’s an under-served market with plenty of pent-up demand that any residential broker can navigate with the right know-how: small multifamily mortgages. Adding small-balance multifamily mortgages to the services you offer is a great way to boost your revenue that doesn’t require a lot of extra effort on your part. Click here to learn more about how brokering deals for these investment properties can boost your business.

Securing a Commercial Mortgage for your Borrower’s Office Building

For borrowers who own or are looking to purchase a smaller office building, obtaining a commercial mortgage can sometimes be a challenge. However, there are lenders who specialize in small-balance commercial mortgages who have the expertise to finance these properties. If you’re a broker working with a borrower seeking a small-balance product, these lenders are a great option. In order to submit a deal, though, there’s some basic information you’ll need to gather. Click here to read about what you’ll need for a small-balance commercial mortgage lender to evaluate your borrower’s request.

Funding Your Small-Balance Commercial Loan Borrower’s Retail Property

Retail property owners are everywhere, and many of these property owners are looking for commercial financing. As a commercial mortgage broker, it’s a great idea to get to know these local business owners and let them know what kind of services you offer. Whether these potential borrowers are looking to purchase a retail space, would like to refinance to make some improvements or pay some bills, a small-balance commercial mortgage may be the answer. Click here to learn about what you need to know before you submit the loan scenario.


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