For many small business owners and property investors, securing a commercial mortgage through a traditional bank can be a real challenge. Whether it’s a property type that falls outside standard lending parameters, a borrower’s unique financial situation, or simply the size of the loan, banks often say no to small-balance commercial mortgage requests.

That’s where Apex Commercial Capital comes in.

We specialize in small-balance commercial mortgages from $50,000 to $2 million for borrowers and properties that don’t fit the mold of conventional financing. Our team understands that borrowers are more than just numbers on a spreadsheet. That’s why we take a common-sense approach to underwriting and evaluate each deal on its individual merits.

Traditional banks often pass on deals for reasons such as:

• Mixed-use properties with unconventional tenants

• Owner-occupied buildings where financials aren’t perfect

• Credit history that includes past setbacks but shows strong recovery

• Borrowers who are self-employed or lack traditional documentation

• Loan sizes that are too small to be profitable for the bank’s attention

These scenarios are where Apex thrives.

Our small-balance commercial mortgage solutions are designed for speed, flexibility, and practicality. We provide financing for a wide range of property types, including retail spaces, office buildings, warehouses, and mixed-use buildings.

For borrowers who’ve been turned down by a bank, working with Apex means a second chance to grow their business, maintain their property, or take advantage of a new opportunity. Our borrowers are entrepreneurs, family business owners, and real estate investors with real goals—and we’re here to help make those goals achievable.

When the bank says no, it doesn’t mean the deal is dead. It just means you haven’t found the right lending partner yet.

At Apex Commercial Capital, we believe in saying yes to the deals that deserve a second look. With experienced underwriters, a customer-focused approach, and the backing of Firstrust Bank, we’re proud to help borrowers across the country access the financing they need to move forward.

If you’ve hit a wall with traditional financing, it’s time to talk to Apex and discover what’s possible. Call us at 800-262-APEX or submit your deal today.

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