THE CLIENT

A remediation and restoration company based in New York, this business specializes in repairing damage caused by fire and water. Founded in 2018 by an experienced electrical contractor, the company restores everything from residential contents to commercial infrastructure and manages repair projects by working with a trusted network of contractors.

THE CLIENT’S CHALLENGE

After several years of growth, the business owner needed to refinance an office/warehouse property used for operations and equipment storage. He had originally taken out a hard money loan but found himself facing high interest rates and an unsustainable monthly payment. In addition, outstanding tax obligations made it difficult to secure conventional financing through a traditional bank. His top priority was to find a lender that could offer better terms and help stabilize the business’s cash flow.

THE APEX COMMERCIAL CAPITAL SOLUTION

$945,000 • Office/Warehouse Property • Refinance of Hard Money Loan and Past Due Taxes

Referred by a trusted broker, the borrower came to Apex Commercial Capital in search of a long-term solution. Our team understood the urgency and financial complexity of the situation and was able to offer a refinancing package that addressed the business’s immediate needs. The loan enabled the client to pay off the high-cost hard money loan and settle past due taxes, all while securing a lower interest rate and reducing the monthly payment.

FINAL RESULTS

The new loan structure provided the borrower with the financial breathing room he needed to focus on what matters most: running and growing his business. With a lower monthly obligation and improved terms, the client can now reinvest in operations, take on more projects, and continue helping homeowners and property managers restore what matters most after fire and water disasters.

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